Commitment to Helping You Reach Your Financial Goals

Accounting, payroll, tax & advisory for small business owners

About the Founder

For over 20 years, CAO Consults founder Carolyn Palermo has been in public accounting working with small business owners providing bookkeeping, accounting, advisory, and tax services.

The combination of extensive public accounting experience and implementation of latest technology in firm operations enables Carolyn provide a client experience today’s businessowners come to expect.

Carolyn is a member of the AICPA and the Chattanooga Chapter of the Tennessee Society of CPAs. She is QuickBooks Online Advanced Certified, Certified LivePlan Strategic Advisor and a Certified Tax Planner Pro.

Talk to Caloryn

Carolyn Palermo, CPA

Founder & CEO

What Do Our Clients Say?

"Carolyn is very professional, patient, and responsive. She helped me organize and reconcile all my business accounts and finances."

Earl Shockley


"She has been a life saver! I am thankful for her guidance and excellent attention to detail. She is an advocate for small business owners!"

Andrea Moffett

PMI Chattanooga

"She helped us navigate through the start of our small business and through the All our challenges and assisted us with govt."

Shashank Agtey

Sidewalk Chef Kitchen

Why Work With Us?

Evolving Technology

Cloud-based applications are the tools we use to eliminate repetitive tasks, improve accuracy, solve problems, and help you allocate more time to what matters to you.

Cash Flow Management

Cash flow management is a struggle for most small business owners. Let us help you manage your cash flow with forecasts predicting likely outcomes, and projections while incorporating assumptions into the forecast. Be prepared for a rainy day!

Friendly Support

No one should feel alone with their small business. We give you a sounding board and financial advice when you need it most. Grow your business and reach your goals with confidence!

Ask Your Questions

Schedule a free 30 min consultation or 1-hour live support session

Get Started

What's Your Accounting System Backbone?

Download Chart of Accounts white paper containing practical how-to's
and common mistakes you would want to avoid. This is a good start of building a strong foundation for your future growth.

Check your email for the download link to Chart of Accounts whitepaper
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